Welcome to the
Unnax blog
Welcome to the
Unnax blog
The EU’s Consumer Credit Directive 2 (CCD2) imposes several new regulatory requirements and expands the directive’s regulatory scope to include online and digital microlenders. One major change introduced in…
The EU’s Consumer Credit Directive 2 (CCD2) has its sights set on digital microlending. As the second iteration of the EU’s CCD regulation, CCD2 revises credit agreements for consumers…
Loaney is a financial institution specializing in microlending. It provides microloans that range from €30 to €600, designed for a single installment repayment within a maximum of 30 days….
All lenders eventually deal with default — even those with highly powerful and reliable scoring systems. This is particularly true in the currently challenging economic environment, with signs indicating…
When it comes to responsible lending, there’s more than just the customer’s financial stability at risk. In 2023, S&P Global Market Intelligence predicts that non-performing assets (aka loans with…
As of June 2022, banks in Spain reported a massive volume of non-performing loans — 78.87 billion euros worth, to be exact. When measured against the entire European Union,…
Projected to reach a global market value of more than $12.5B by 2026, lending is one of the largest industries within the financial sector. Yet, with success comes greater…
Article now available in spanish. As the wave of digital transformation has washed over the finance industry, lending businesses have evolved to match the change in global standards. Compared to…
Article now available in spanish. Lending — like the rest of the global finance industry — is undergoing a massive evolution thanks to advancements in technology and the growing presence…